insurance brokerage agreement


1. the insurance brokerage contract


1.1 Conclusion of the insurance brokerage contract


Between A + E GmbH, Domstr. 9a, D-53859 Niederkassel,


(hereinafter: A + E GmbH)


and any customer who, with knowledge of and with consent to the following contractual conditions, sends an application / cover order to A + E GmbH that has been prefabricated by A + E GmbH or by the insurer and is unchanged in terms of content, or sends it to A + E GmbH via its Internet pages,


(hereinafter referred to as the Contractual Partner)


an individual insurance brokerage agreement with the following content is concluded immediately upon receipt of the application / cover order by A + E GmbH:


1.2 Rights and Duties of A + E GmbH


For the duration of the individual insurance brokerage contract, A + E GmbH is entitled and obliged to manage and administer the insurance policies applied for - and exclusively these - as the insurance broker of the contractual partner. Ongoing contracts are checked for the scope of cover and price worthiness. If necessary, a proposal for an adjustment will be submitted. If an insurance contract is to be changed or terminated, the contractual partner will be informed accordingly. A + E GmbH will participate in the recording, reporting and processing of insurance / claims.




1.3 Basic freedom from charges


Unless otherwise agreed, this individual insurance brokerage agreement shall not give rise to any additional costs for the contracting party.


A + E GmbH receives a performance fee from the insurers.




1.4 Care and Liability, Application of German Law


As an insurance broker, A + E GmbH is responsible for careful business activities.


Only the conditions, premiums and tariff descriptions of the insurance companies are valid for the conclusion and execution of the insurance contract to be brokered with the contractual partner.


The contractual partner is expressly informed that the insurance comparisons offered by A + E GmbH do not include all insurance companies and offers worldwide.


The A + E GmbH is liable for grossly negligent and intentionally caused damages, per case up to a sum of € 1,500,000, for which a professional liability insurance exists. The parties to this individual insurance brokerage agreement expressly agree that all claims of the contractual partner against A + E GmbH arising from the individual insurance brokerage agreement shall be governed exclusively by German law.




1.5 Notification obligations of the contractual partner


The contractual partner is obliged to take into account all risk-relevant changes affecting his person or his life situation or a risk to the company.

A + E GmbH to inform A + E GmbH immediately and in writing. This also applies to changes of address, telephone numbers, fax numbers or e-mail addresses. If the contractual partner violates his obligations and if he suffers a disadvantage or damage as a result, A + E GmbH shall assume no liability for this.




1.6 Data protection


The A + E GmbH stores the data of the contracting party necessary for the fulfilment of its obligations from the individual insurance broker contract in compliance with the German data protection regulations. 


2. notice periods


The individual insurance brokerage contract between A + E GmbH and the contractual partner can be terminated at any time without notice or indication of a reason. The termination must be made in writing. 


If the contractual partner commissions another insurance broker or if changes are made to existing insurance contracts by the contractual partner himself, A + E GmbH must be informed accordingly. If the contractual partner or the insurance company terminates the insurance contract brokered / serviced by A + E GmbH, the individual insurance brokerage contract ends upon expiry of the insurance contract without the need for a separate termination.


In the event of termination of insurance contracts, the deadlines of the respective insurance policies must be observed. 


3. references and links


A + E GmbH is not responsible for any contents linked or referred to from his pages - unless he has full knowlegde of illegal contents and would be able to prevent the visitors of his site from viewing those pages. A + E GmbH hereby expressly declares that at the time the links were created, no illegal content was discernible on the linked pages. A + E GmbH has no influence whatsoever on the current and future design, content or authorship of the linked pages. Therefore the A + E GmbH dissociates itself from

A + E GmbH hereby expressly distances itself from all contents of all linked pages that were changed after the link was set. This statement applies to all links and references set within the own Internet offer. For illegal, incorrect or incomplete contents and in particular for damages arising from the use or non-use of such information, the provider of the page to which reference is made is solely liable, not the party who merely refers to the respective publication via links. This disclaimer is to be regarded as part of the internet publication which you were referred from. 


4. final provisions


A + E GmbH constantly strives to ensure the correctness and updating of the documents and information, but cannot assume any guarantee or liability for them. Only the conditions, tariff description and documents of the respective insurance company apply.


The contractual relationship between the parties to this contract is subject exclusively to the law of the Federal Republic of Germany.


In the event that the contractual partner is a merchant or has no general place of jurisdiction in the Federal Republic of Germany, Cologne shall be agreed as the place of jurisdiction. By commissioning A + E GmbH, the contractual partner confirms the agreement of the jurisdiction clause.


Should any provision of this individual insurance brokerage agreement be or become invalid, this shall not affect the validity of the remaining parts of the agreement. In this case, the contracting parties shall be obliged to replace the invalid provision with a provision which comes as close as possible to the invalid provision in a legally permissible manner. The same shall apply if the contract is incomplete. 


Status: 31.03.2010


data protection


Duty to provide information (EU Intermediary Directives)


A + E GmbH

insurance broker 



Domstr. 9a

53859 Lower Cassel 


Phone: ++49 (0) 228 33 88 77 0



Managing Director: Hans Walter Schäfer (V.i.S.d. § 55 RStV) 


Local court Siegburg: HRB 3253 


Seat of the GmbH:

Domstr. 9a

53859 Lower Cassel 


The entry in the register consists of: an authorised insurance broker in accordance with § 34 d para. 1 Gewerbeordnung with the register number:



registry office


IHK Chamber of Industry and Commerce Bonn/Rhein-Sieg 

Bonn Valley Trail 17

53113 Bonn, Germany 


Verifiable under: Association of German Chambers of Industry and Commerce (DIHT) e.V. Breite Straße 29, 10178 Berlin 


arbitration board


Versicherungsombudsmann e. V.

P.O. Box 080632

10006 Berlin 


Ombudsmann Private Kranken- und Pflegeversicherung

Kronenstr. 13

10117 Berlin 




Our company holds neither a direct nor an indirect interest of more than 10% in the voting rights or capital of an insurance company.


No insurance company holds more than 10% of the voting rights or capital of our company.